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Individual Accounts
A tCashe account is both a debit and credit card account with built in bonuses and discounts in excess of any known major credit card. We also refer to the individual accounts as Trade Club accounts after the Free Enterprise Trade Club original name. The zero interest feature of tCashe cards is unique. It is not an "introductory rate". It has always been zero interest and we intend to keep it that way. No interest is charged when a minimum payment is made toward the principal amount of charges made.
To understand the bonus and discount arrangements one can first think of the old fashioned trading stamps where one would "lick and stick" the stamps until enough books were saved up to get a toaster or some such premium. An individual tCashe account is a credit card version of similar bonuses except they are far larger in size and the total discounts become much larger as the chart below shows. While the tCashe card is primarily usable in the El Paso Southwest area, we can make special arrangements for members in other cities through other independent exchange operations. Members should call or email us to check out what is available.
Trade credit accounts save cash.
What other credit card has zero interest?
What other credit card gives 20% bonuses?
What other credit card doubles your money when you join?
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Why should a person who already has credit cards participate in the tCashe card? The simple answer is that it can be a much lower cost when it is used. Where major cards may cost hundreds of dollars in interest, the tCashe card can save hundreds of dollars and should be the first choice. We do not presume to replace existing major credit cards. A tCashe card is simply a good bargain to add to your choice of money saving options.
Only applicants with good credit records should join the tCashe group. The benefits of lower credit costs and bonuses being passed on to members mean simply that we have lower charges and fees and there is simply less income to pay off bad debts. Please check to see you have a credit score (the FICO score) of 650 or higher to apply for a tCashe card. Thank you for your cooperation.
Those qualified and with further interest in participation should continue with one of the applications links shown.
(c) 2007 Western Trade Exchange
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