Discounts for Members

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=90 BGCOLOR="#006699" TEXT="#080000" background="34b785a3.jpg"> <div> <FONT SIZE="5" COLOR="#FFFFFF" FACE="Arial" ><B>Western Trade Exchange</B></FONT><B>    </B><B> |     </B><A HREF="index.htm" TARGET="_top" TITLE="Western Trade Exchange"><U><B>home</B></U></A></div> <div> <A HREF="id166.htm" TARGET="_top" TITLE="Debt Settlement"><U>Debt Settlement</U></A>   |   <B>Discounts for Members</B>   |   <A HREF="id38.htm" TARGET="_top" TITLE="Guarantee Procedures"><U>Guarantee Procedures</U></A>   |   <A HREF="id161.htm" TARGET="_top" TITLE="Member Specials"><U>Member Specials</U></A>   |   <A HREF="id78.htm" TARGET="_top" TITLE="Member Meetings"><U>Member Meetings</U></A>   |   <A HREF="id79.htm" TARGET="_top" TITLE=" Newsletter"><U> Newsletter</U></A>   |   <A HREF="id35.htm" TARGET="_top" TITLE="Earnings Opportunities"><U>Earnings Opportunities</U></A>   |   <A HREF="id58.htm" TARGET="_top" TITLE="Privacy Policy"><U>Privacy Policy</U></A>   |   <A HREF="id157.htm" TARGET="_top" TITLE="Login Member Private Area "><U>Login - Member Private Area  </U></A>   |   <A HREF="id63.htm" TARGET="_top" TITLE="Transaction Services"><U>Transaction Services</U></A>   |   <A HREF="id153.htm" TARGET="_top" TITLE="Referral Forms"><U>Referral Forms</U></A>   |   <A HREF="id36.htm" TARGET="_top" TITLE="Zero Interest Financing"><U>Zero Interest Financing</U></A>   |   <A HREF="id21.htm" TARGET="_top" TITLE="Contact Us"><U>Contact Us</U></A>   |   <A HREF="id97.htm" TARGET="_top" TITLE="WTE Members Payments"><U>WTE Members Payments</U></A></div> <div> </div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#FFCC66" TEXT="#080000" background="34cd2b03.jpg"> <div> Back to: <A HREF="id18.htm" TARGET="_top" TITLE="Member Services"><U>Member Services</U></A></div> <div> <IMG SRC="11cb6b20.png" border=0 width="182" height="178" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> </td> <td valign="top" height=390 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <I>Discounts for Members</I></div> <bR> <div> <I><B>Individual Members</B></I></div> <div> The tCashe individual card discount is provided automatically so that one is billed less cash than the amount of the charges made whenever a qualified purchase is done.  One is free to ask the price ahead and then make the purchase knowing the discount is provided by the card and account and no negotiation is required with the seller.</div> <div> A qualified purchase is one where there are trade dollar credits in the account when the purchase is made.  These are applied toward the purchase allowing a discount of up to 45%.  That is, a $100.00 car repair may be  billed as $55.00 if one has at least half the trade credits available. (50.00).  A qualified purchase is also one by a member who has established a good payment record in using the tCashe card.</div> <div> The trade credits are applied automatically toward payment.   If there are only 30.00 in the account instead of 50 then there is only a $27.00 discount. (90 percent of the cash saved by paying part of the bill with the trade credits.</div> <div> One achieves the credits in his account by receiving free bonuses.  A bonus of 20% is paid when the cash due at the end of the month is paid in full.  That is a $250.00 car repair billed to the card and paid in full at the end of the month would receive a bonus of 50.00 as used above.   </div> <div> Partial or minimum payments do not receive a bonus; however, there is zero interest added to the amount due so that the minimum payment of 5% ($12.50) is applied in full toward what is due.  The following month the remaining $237.50 may be paid in full to receive a 20% bonus. </div> <div> The thing to remember about all this discounting is: It is automatic.  One need not do anything, just make a regular charge to the card and the computer calculates and applies the discount so the bill received is less than using some other card or writing a check at purchase time.</div> <div> <I><B>Business Members:</B></I></div> <div> Business members receive even greater purchase discounts as they are allowed to pay up to 100% with the trade dollar credits and pay only the cash service charge.  There are limits to the amounts done this way and when and where they may be done.  However, when it is available, the cost of that dentist bill, or car repair done by a business is likely unbeatable by any other discount plan.   </div> <div> This mechanism is explained more fully in our initial interviews with a business owner.</div> </td> </tr></table></body>